Taxation on premature redemption: In the event you prematurely encash your investment once the completion of 5 years, the gains are fully tax-free of charge. The RBI typically presents redemption windows just about every 6 months just after completion on the 5-yr lock-in which might be utilised for premature encashment. https://howinvestingoldonline.com/can-you-profit-in-any-economy/