債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Most of your belongings will not be affected by obtaining an IVA - such as, objects you utilize in your house. Credit score score damage: Your credit history score will probably be destroyed significantly b... https://iva22211.bloggerchest.com/29615196/5-tips-about-債務舒緩債務重組分別-you-can-use-today-debts-ctr-hk