影響信貸評級：破產通常會導致信用評級的急劇下降，而重組的影響則較為溫和。債務重組過程中，信貸評級可能受到影響，而在清還貸款前，欠債人不能再借貸或申請信用卡。 When your creditors conform to the IVA, as soon as it is ready up, you can make a regular payment in your insolvency practitioner, who will then shell out the agreed amount of money to every of your respective creditors. 如欠債人... https://drp09999.theideasblog.com/30277608/indicators-on-iva-you-should-know-ivahk-top