Arcadia Recovery Bureau must follow strict federal guidelines when attempting to collect a debt. If they repeatedly call you, especially many times a day or during inappropriate hours, this may constitute harassment. Threats of legal action, wage garnishment, or arrest are unlawful unless they are legitimate. You must receive a written validation notice within five days—if not, the la... https://protectionforconsumers.com/stop-arcadia-recovery-bureau-debt-collection-harassment/